william.[email protected]
DDI Insurance Agency
24522 Harper Avenue
St Clair Shores, MI 48080
(313) 925-3216
[email protected]ddiinsurance.com
My Blog
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Collectibles
Posted on December 3, 2013 at 10:11 AM |
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Christmas is a great time to think about traditions, family, and those we love. Many of us have Christmas collectibles, Family Heirlooms and the like that are priceless to us. Have you thought about whether these are covered on your homeowners Insurance. I remember a sweet lady to went to add to her precious moments Christmas ornaments and found out her personal collection was worth almost $100,000. She just liked the ornaments. These and many things in your home need extra coverages to adequately protect them. Here are some examples of collection amounts and the price to insure them Recent Accounts: Type Amount of Insurance Premium Fine Art $631,983 $1,748 Sports Memorabilia $425,000 $1,322 Art (prints, lithographs) $282,000 $1,112 Entertainment (movies/music) $250,000 $1,038 Trains $168,6000 $481 Sports- Cards, uniforms $150,000 $658 Antique Furniture $137,000 $549 Advertising Memorabilia $34,000 $193 Weapons (gun, ammo) $25,000 $165 Our policy covers - Burglary & Theft, Fire, Flood*,(*not available in all areas) Natural Disaster, Breakage, Shipping & Transit I want to see those trains!!! So as we add to these collections, show them off, bring them out of storage or just admire them, check with me, or your agent and see if you are insured. |
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