william.[email protected]
DDI Insurance Agency
24522 Harper Avenue
St Clair Shores, MI 48080
(313) 925-3216
[email protected]ddiinsurance.com
My Blog
Blog
Hiring a Contractor
| Posted on September 10, 2013 at 7:46 AM |
Need some Work done on your Home? Make sure your contractor is insured! Yes that's correct, you have the right, when hiring a contractor to do work on your home or business to ask for a current certificate of liability and work comp insurance. Why?? If a contractor, or their employees, while performing work on your home is injured, you can be held liable and your homeowners or businessowners policy will respond to this injury. Checking to see that they are insured, will NOT absolve ALL liability, but the first responding policy will be the contractors own insurance policy. Furthermore, if the contractor, while working, or as a result of thier work, causes damage to your home, thier liability insurance will cover you for that loss. Homeowner policies are rated for paid claims, and we all understand accidents, weather, fire and crimes can happen, and that is why we purchase good insurance policies for our homes and valuables. We don't want that policy to pay, though, because we didn't make sure we hired the right contractor. So, keeping your home safe and beautiful is something we all desire to do, let's make sure we check all the boxes, ask friends for referrals, check the Better Business Bureau or what ever you do to feel you hired the right people and add " Insured and Bonded " to our list. |
Categories: building, caring for your home, contractors, home beautification, home repair, home work, homeowners insurance, Why is my homeowners premium so high
Post a Comment
Oops!
The words you entered did not match the given text. Please try again.
29 Comments
Reply
Rubin Karmel
4:18 PM on October 1, 2015
there are different preferences as well as requirements?
Reply
FOR MORE DETAILS
9:31 AM on September 26, 2019
Golf a well known name in the field of Golf carried his passion for the game through every stage of his professional life, exploring the many sides of the golf industry from management to teaching, playing and even marketing FOR MORE DETAILS.
Reply
piknu
3:14 AM on October 9, 2019
Informative post for young people and hope they will enjoy well after reading this post. Thanks for sharing. Thanks for this post. Coming site about instagram
Reply
picbear
8:03 AM on December 30, 2019
The blogs you share about the healthy lifestyle is very well. I read this post and i am very glad to get very interesting and very informative information from these post. Thanks for sharing this. I must share this with others
Reply
Abraham
11:27 AM on January 21, 2020
Your blog is very informative for a lot of people. I am really impressed with your blog. I will come back to the website to read more similar stuff. Thanks for sharing and keep sharing.
Garage Racking
Garage Racking
Oops!
Oops, you forgot something.