DDI Insurance Agency

24522 Harper Avenue

St Clair Shores, MI 48080

(313) 925-3216

[email protected]​

My Blog


Tree Trimming

Posted on September 22, 2015 at 11:19 AM
Why do you need to keep trees trimmed and healthy?
This is a regular part of home maintenance that can make a big difference in not only the appearance of your home but also the safety and avoidance of future problems.

Yesterday, I had my long time customer,,   inspect and trim the trees on my property.  

I knew this was important to the upkeep and insurability of my home.  I asked the owner Tom for a list of reasons WHY I should keep trees trim and healthy.

He of course told me that my insurance company could non-renew or deny my coverage if trees were unruly, touching the roof, or unkempt.  (you might guess I knew that already!)

In addition, he stated that wind and storms, would cause the branches to wear down my roof and dent gutters, possibly causing my roof to need an early replacement or repair or the gutters to not work properly.

Next, he said if my trees hang over my roof and cause too much shade, the roof will not dry properly after rain and snow causing possible mold or water damage and moss growth on the roof.

Lastly, he reminded me, that tree limbs can break in wind, rain or snow storms, falling on my house or cars.  He can inspect trees for rot and week structure so they can be removed before you have a larger problem.

Good maintenance can and will help avoid many homeowner problems, but having the right insurance coverage for the unforeseen and unexpected loss is important too.

Call us or use the quote link on our website to review your home and auto coverage today.

And for a contractor with a good reputation, and excellent insurance (if I do say so myself) check out 


Categories: auto insurance, building, caring for your home, decorating your home, Door and Window Installation, Gutter cleaning, Gutter Installation, Handyman, home repair, homeowners, homeowners insurance, How much coverage do I need for my home, how much insurance do I need, insurance, maintenance, no fault insurance, Repair Cost, replacement cost, Residential Roofing, siding installation, Siding repair, Why do I need so much insurance, Why is my homeowners premium so high

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